Effective Date

As of 5.4.2025

1. Acceptance of Terms

By accessing and using MarketSpy.com ("we", "us", "our", or the "Company"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, do not use the Services. These Terms apply to all users, including but not limited to visitors, registered users, and subscribers.

2. Changes to Terms

We reserve the right to change or update these Terms at any time, and such changes will become effective immediately upon posting. Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.

3. Eligibility

You must be at least 18 years old to use our Services. By using the Services, you represent and warrant that you are of legal age to form a binding contract.

4. Registration and Account Security

- You may be required to create an account to access certain Services.
- You are responsible for maintaining the confidentiality of your login credentials.
- You must notify us immediately of any unauthorized use of your account.
- We are not liable for any loss or damage from your failure to comply with this security obligation.

5. Subscriptions and Billing

- MarketSpy offers both free and paid subscription services.
- Subscription fees and payment terms are detailed on our pricing page.
- All payments are non-refundable unless otherwise stated.
- You authorize us to charge your provided payment method on a recurring basis until canceled.
- You may cancel your subscription at any time, but cancellation will not retroactively refund payments. Cancellation notices have to be sent in writing per email to info@marketspy.com

6. Premium Content and Features

Premium content includes content available only to paid subscribers. You may not reproduce, distribute, or use this content beyond your personal use without written permission.

7. Use of Services

- You agree to use the Services only for lawful purposes.
- You must not engage in scraping, crawling, or using automated systems to access data.
- You may not interfere with the functionality or security of the Services.

8. Intellectual Property

All content, trademarks, graphics, interfaces, and software on MarketSpy.com are owned or licensed by us and protected by intellectual property laws. You may not use, reproduce, or distribute any content without our express written consent.

9. User Content

- If you post or submit content, you grant MarketSpy a non-exclusive, royalty-free, worldwide license to use, display, reproduce, and distribute such content.
- You are solely responsible for the content you submit and its legality, reliability, and appropriateness.

10. Third-Party Services and Links

Our Services may contain links to third-party websites or services. We do not control or endorse these sites and are not responsible for their content or practices. Use of third-party services is at your own risk.

11. Data Collection and Privacy

We collect personal information to provide and improve our Services. Please refer to our Privacy Policy for a detailed explanation of how we collect, use, and protect your data. By using our Services, you consent to our data practices as outlined in our Privacy Policy.

12. Prohibited Conduct

You agree not to:
- Violate any laws or regulations.
- Infringe on intellectual property or privacy rights.
- Distribute harmful, obscene, or abusive content.
- Attempt to access accounts or data of other users without authorization.
- Use the Services for any commercial purpose without our permission.

13. Disclaimers

The Services are provided on an "as is" and "as available" basis. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee the accuracy or reliability of any content or data.

14. Limitation of Liability

To the fullest extent permitted by law, MarketSpy shall not be liable for any indirect, incidental, consequential, or punitive damages, including lost profits, even if we have been advised of the possibility of such damages.

15. Indemnification

You agree to indemnify and hold harmless MarketSpy and its officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, or expenses arising from your use of the Services or your violation of these Terms.

16. Termination

We may terminate or suspend your access to the Services at our discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

17. Dispute Resolution and Arbitration

Any disputes arising from these Terms or the use of the Services will be resolved through binding arbitration in Switzerland, unless otherwise required by law. You waive the right to participate in class action lawsuits or class-wide arbitration.

18. Governing Law

These Terms are governed by the laws of Switzerland without regard to its conflict of law principles.

19. Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

20. Entire Agreement

These Terms constitute the entire agreement between you and MarketSpy regarding the use of the Services and supersede all prior agreements and understandings.

21. Contact Information

If you have any questions or concerns about these Terms, please contact us at info@marketspy.com

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